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SBA Loan Programs

Loans proceeds can be used for:

  • Debt refinance
  • Business acquisitions
  • Franchise start-up
  • Machinery and equipment
  • Commercial real estate

Borrowing amount:

  • Total financing from $100,000 to $10,000,000
  • Up to 90% financing
  • Up to 100% financing for medical industry loans
  • Fixed-rate terms available
  • Fully amortized, no balloons

Loan programs offered:

  • SBA 7(a)
  • SBA Small Loan Advantage
  • SBA 504
  • USDA Business and Industrial (B & I)

Benefits of working with Fidelity Bank:

  • Team of professional and experienced SBA lenders
  • Extensive lender and lender-partner network
  • Preferred lender status

Resource Videos


Learn more about SBA Loans and find the best solutions for you and your business.

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John Jones, Vice President - SBA Business Development Officer

​At Fidelity Bank, we have a passion for finding financing solutions for small businesses. In addition, we understand that small business plays a vital role in the overall U.S. economy. Our Small Business Administration (SBA) lending team is dedicated to continuing to foster that growth. SBA loans are guaranteed by the U.S. Small Business Administration and offer longer terms and lower down payments than conventional loans. As an SBA Preferred Lender, Fidelity Bank can approve most loan requests on behalf of the SBA, which means a faster turnaround time for loan funding.

John Jones
John Jones
Vice President, SBA Business Development Officer

P: (404) 702-6767
F: (678) 530-1104

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John has over 36 years of SBA lending experience, 25 years working for the SBA and the last 11 years working as a bank SBA lender. He holds a Bachelor of Science in Business from the University of North Carolina and a Masters in Business from Hardin Simons University. He is also a retired Air Force Lt. Colonel after serving 26 years in the Air Force and Air National Guard.

Contact John by phone or email for more information and to get started.