Check Positive Pay
Detect check fraud early
Check Positive Pay is a fraud mitigation service that provides early detection of fraudulent, altered or counterfeit checks by verifying checks presented for payment against a check issue file.
As soon as you issue checks, simply provide the bank with a check-issue file that contains the details of the checks you want to post. This check-issue file may be sent via direct transmission, a file import, or manually entered into Business Online Banking.
When checks are presented for payment, we will systemically compare the dollar amount and check number to the check-issue file ensuring that the information matches. If the checks presented do not match, we will notify you of the exception items via Business Online. Using the check information as well as a digital image of the check, you review and decide whether to pay or return items.
Subject to approval. Fees and restrictions may apply. Ask us for more details.