Personal Loans
Fidelity Bank offers a variety of financing options when you're buying, building, or remodeling a home, as well as loans and lines of credit to finance cars, appliances, or other major purchases. We will assist you with your borrowing needs by reviewing our loan¹ options and rates to find the right solution for you.
- Consumer Loans
- Mortgage Loans
- Home Equity Loans
- Home Equity Line of Credit
- Lines of Credit
- Auto Loans
- Credit Cards
- Overdraft Protection
Consumer Loans
Fidelity Bank can help you plan for home improvements, a vacation, educational expenses, or the purchase of a car or boat, by offering you an installment loan. Rates are competitive and terms are flexible. And with automatic payment deduction, your interest rate is reduced.
Mortgage Loans
Fidelity Bank offers a wide range of mortgage financing options, customized to meet almost any home loan need. From traditional fixed-rate mortgages to investment property and vacation property loans, we can help. In order to understand your unique needs, one of our experienced mortgage lenders will work to find a solution that is right for you. Apply for a Mortgage Loan Today.
Home Equity Loans
If you need to finance a specific purchase, tapping into the equity of your home may be a solution. With a Home Equity Loan, your payment and interest rate are fixed over the term of the loan so there are never any changes or surprises in what you owe. There are no closing costs for loans up to $250,000 and the interest may be tax deductible.2
Home Equity Line of Credit
A Home Equity Line of Credit is an ideal way to pay for home improvements, consolidate debt or pay for college tuition. A Home Equity Line of Credit is a revolving credit line that allows you to continually borrow and repay funds within your approved credit limit. Similar to a home equity loan, there are no closing costs for loans up to $250,000 and the interest may be tax deductible.²
Lines of Credit
Personal lines of credit are available and can be used as overdraft protection for your Fidelity Bank checking account.
Auto Loans
No matter what style of car you’re purchasing, an auto loan from Fidelity Bank has all the “options” you need — flexible terms, competitive interest rates, fast approval. That’s what makes it the smart choice when you're ready to buy a new or pre-owned vehicle from a dealer or private party, or refinance your current vehicle. Choose a term and payment option that fit your needs.
Credit Cards
Fidelity Bank offers you a Platinum Visa® credit card. Ask your personal banker for an application.
Overdraft Protection
Avoid the hassle of costly overdrafts. Apply for overdraft protection, and we will automatically transfer funds from your Fidelity Bank savings, money market account, or personal line of credit.
To find out more about any of our personal lending options please speak with one of our experienced personal bankers today. They are ready to help you with a banking program that is tailored just for you. To get started, visit any of our convenient branch locations or contact us at 404.248.LION (5466) or toll free at 888.248.LION (5466).
- Loans and Lines of credit are subject to credit and underwriting approval.
- Proof of property insurance is required. Consult a tax advisor regarding deductibility of interest.