Personal Checking
Fidelity Bank offers six great checking accounts – one is sure to meet your needs. When you open any Fidelity Bank checking account, you will receive a FREE gift! Visit our online Checking Account Wizard to find out which one is best for you.
If you are not an existing customer, but are interested in opening one, or more, of the accounts listed below, please take a moment to complete the customer information profile* and fax the completed form to 404.639.6622 or bring the completed form into any one of our convenient branch locations.
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All Fidelity Bank personal checking accounts** offer the following FREE features:
- FREE Gift
- Up to $25 (toward the purchase of new checks) for bringing in your old checks and debit card
- FREE Visa® Check Card
- FREE use of any non-Fidelity Bank ATM^
- FREE Online Banking and Bill Pay
- FREE return of check images for easy record keeping
1. Totally Free Checking
Our most popular account! FREE account for everyone.
- No minimum balance
- No monthly maintenance fee
- Unlimited check writing
2. 50+ FREE Interest Checking
FREE account for customers 50 and over
- Competitive interest
- No minimum balance
- No monthly maintenance fee
- Unlimited check writing
- Free standard checks†
3. Direct FREE Interest Checking
FREE account with any direct deposit or any automated payment
- Competitive interest
- No minimum balance
- No monthly maintenance fee
- Unlimited check writing
4. Low Minimum Interest Checking
Your checking balance earns money ‡
- Competitive interest
- Unlimited check writing
- No monthly maintenance fee with a minimum daily balance of just $500
- Only $10 monthly maintenance fee if minimum daily balance falls below $500
5. Lion Share Interest Checking
An account for those interested in higher interest ‡
- Higher interest rate with a balance of $2,500 or more
- Competitive interest if balance falls below $2,500
- Unlimited check writing
- Only $8 monthly maintenance fee if minimum daily balance falls below $1,000‡
- Free standard checks †
6. eChecking With Interest
The convenience of electronic banking plus interest ‡
- Competitive interest
- No minimum balance
- No monthly maintenance fee
- Only 20¢ per check
To find out more about our personal checking accounts please speak with one of our experienced personal bankers today. They are ready to help you with a checking account that is perfect for you. Visit any of our convenient branch locations or contact us at
404.248.LION (5466) or toll free at 888.248.LION (5466).
* Faxing this form begins the process of opening an account. Customers will still be required to come in person to one of our convenient branch locations to complete the account opening process.
** Minimum opening deposit is only $50.
†Free standard checks available at a quantity of one box per order.
‡Fees subject to change. Refer to our current Schedule of Fees.
^Our valued customers may use ANY ATM anywhere in the United States and Fidelity Bank does not charge a foreign ATM fee. If you use another institution’s ATM, they may charge you a fee; we do not. Plus we’ll even reimburse you for three foreign ATM usage fees, up to $10 monthly, when you provide the receipt.
